Can't Shop When You Want To Shop - Special Enrollment Periods

Special Enrollment Period – how it’s changing the game . A special enrollment period is a window which allows an individual to enroll in an individual health insurance plan outside the annual open enrollment period. Each special enrollment period is “triggered” by certain qualifying events that are required by law. In most cases, special enrollment periods last 60 days from the date of the qualifying event. There are many qualifying events that can trigger the special enrollment period. Here are some key events to remember: ■Losing minimum essential health coverage ■Getting married ■Divorce ■Relocating ■New child ■Change in income ■Medicaid or CHIP ■Cobra expiration ■Health plan decertified